A life insurance policy can help protect your loved ones in the event of your passing. There are two main types of life insurance: Term and Whole Life. Term is for a specific period of time; Whole Life is permanent life insurance which provides a death benefit Death BenefitsThe money that is paid out to your beneficiaries that can last a lifetime, so no matter when you pass, your loved ones will receive a payment. And some of our permanent policies offer the opportunity to build cash value Cash ValueMoney that grows in your policy that you can access while you’re still alive, which you’re able to use however you’d like.