A life insurance policy can help protect your loved ones in the event of your passing. There are two main types of life insurance: Term and Whole Life. Term is for a specific period of time; Whole Life is permanent life insurance which provides a death benefit  that can last a lifetime, so no matter when you pass, your loved ones will receive a payment. And some of our permanent policies offer the opportunity to build cash value , which you’re able to use however you’d like.